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Belvo

Belvo

🇪🇸 Spain
belvo.com
Embedded FinanceFinancial InfrastructureOpen BankingLending
About

Belvo is a fintech infrastructure company that lets developers tap into Latin American banking data without building a single integration. The platform connects to thousands of banks and financial institutions across Mexico, Brazil, Colombia, and Peru, unlocking account balances, transaction histories, and identity information through a single API. Rather than forcing developers to chase down fragmented banking systems, Belvo standardizes chaotic regional financial infrastructure into clean, predictable data flows. Its core insight is simple: Latin American fintech is drowning in bank connectivity work when it should be building products. Belvo solves that. The platform serves fintechs, neobanks, and traditional financial institutions looking to modernize lending decisions, open banking integrations, and embedded finance experiences. Think of it as the connective tissue between fractured regional banking systems and the apps that need to run on top of them. By abstracting away the complexity of working with hundreds of different bank APIs and connection methods, Belvo has become the standard for financial data aggregation in a region where banking infrastructure is anything but standardized. It's the kind of boring-but-essential infrastructure that powers smarter lending, faster onboarding, and new financial products across Latin America.

Categories
Embedded FinanceFinancial InfrastructureOpen BankingLendingAccount aggregationData APIsAPI infrastructureConsumer lendingEmbedded lending
Services
data enrichmentembedded lendingfintech SaaSloan originationcredit scoringBaaS platformsSME credit toolsaccount aggregationwhite-label bankingbanking APIs
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Quick facts
Founded2019
FoundersPablo Montoya, Álvaro Tejada, Rodrigo Serrano
Employees200-500
Users100k-1M
Business modelB2BB2B2C
Target customersSMEsEnterprisesDevelopersFinancial institutions
Notable clientsOFI Global, Kueski, Creditas, Alquimia, Nu Holdings
Geographic focusCentral & Eastern Europe
Last updatedUpdated 4 days ago